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Writer's pictureJames D. Lynch

Here are some of the tax changes coming as a result of the 2018 Tax Cuts and Jobs Act:

● Individual tax brackets are revised downward.


● Personal exemptions are eliminated.


● Alternative Minimum Tax exemption amounts are increased to $109,400 for Married Filing Jointly taxpayers and $70,300 for Single and Head of Household taxpayers.


● Standard deduction is increased to $24,000 for Married Filing Jointly taxpayers, $18,000 for Head of Household taxpayers, and $12,000 for Single taxpayers.


● Medical expense deduction is permitted for unreimbursed medical expenses over 7.5% of AGI.


● State and local tax, sales tax and property tax deductions are eliminated in excess of $10,000 (or $5,000 if Married Filing Separately).


● Mortgage interest is deductible only on debt not exceeding $750,000.


● Home equity debt interest deduction is eliminated unless it’s used to buy, build or improve taxpayer’s residence.


● Charitable deduction: Cash contribution limit is increased to 60% of AGI for public charities and certain private foundations.


● Miscellaneous itemized deductions subject to 2% of AGI is eliminated.


● Moving expense deduction/exclusion is eliminated (except for military relocations).


● Alimony deduction is eliminated and is no longer includible in the recipient’s income.


● Itemized deduction phaseout for high income taxpayers is eliminated.


● Child Tax Credit is increased to $2,000, $1,400 of which is refundable. Phaseout is increased to $400,000 for Married Filing Jointly taxpayers and $200,000 for all other taxpayers.



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